Last Updated: January 2026
1. Agreement to Terms
By accessing or using this website, https://www.mspawnbrokers.org, including any affiliated platforms or subdomains (the “Website”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use the Website.
2. About the Association
The Mississippi Pawnbrokers Association (“MPA,” “we,” “us,” or “our”) is a nonprofit, state-based trade association that represents pawnbrokers throughout Mississippi. MPA provides advocacy, professional education, legislative support, industry resources, and member services.
The Website is provided to share information about MPA, facilitate membership engagement, and offer access to educational content and resources.
3. Eligibility
Use of the Website is intended for:
- Pawnbrokers and industry professionals
- Association members and prospective members
- Individuals seeking information about MPA
You must be at least 18 years old to create an account, register for courses, or participate in member-only areas.
4. Website Use
You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You may not:
- Use the Website for fraudulent or unlawful activities
- Attempt unauthorized access to systems or data
- Disrupt Website functionality or security
- Upload malicious code or harmful content
MPA reserves the right to restrict or terminate access for violations of these Terms.
5. Membership Accounts
Certain areas of the Website may require membership registration or login credentials.
You agree to:
- Provide accurate and current information
- Maintain the confidentiality of your login credentials
- Notify MPA of any unauthorized account use
MPA is not responsible for losses resulting from unauthorized account access due to user negligence.
6. Educational Courses & Content
MPA provides educational courses, training materials, and resources for professional development.
- Course content is provided for educational purposes only
- Completion of courses does not guarantee licensing, certification, or legal compliance
- Course materials may not be copied, shared, sold, or redistributed without written permission
- Access to certain courses may be limited to members in good standing
MPA reserves the right to modify or discontinue courses at any time.
7. Intellectual Property
All content on the Website, including:
- Text, graphics, logos, and branding
- Educational materials and course content
- Documents, downloads, and media
is the property of MPA or its licensors and is protected by intellectual property laws.
Unauthorized reproduction, distribution, or modification is prohibited.
8. Third-Party Links & Services
The Website may include links to third-party websites, platforms, or embedded content. MPA does not control and is not responsible for the content, policies, or practices of third-party services.
Use of third-party services is at your own risk.
9. Disclaimers
The Website and its content are provided “as is” and “as available.”
MPA makes no warranties, express or implied, regarding:
- Accuracy or completeness of content
- Availability of the Website
- Suitability of information for a particular purpose
Information provided does not constitute legal, financial, or regulatory advice.
10. Limitation of Liability
To the fullest extent permitted by law, MPA shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Use of or inability to use the Website
- Reliance on information provided
- Participation in courses or events
11. Indemnification
You agree to indemnify and hold harmless MPA, its officers, directors, employees, agents, and partners from any claims, damages, liabilities, or expenses arising from:
- Your use of the Website
- Violation of these Terms
- Infringement of third-party rights
12. Privacy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect and use personal information. By using the Website, you consent to data practices described therein.
13. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of the State of Mississippi, without regard to conflict-of-law principles.
Any legal action arising under these Terms shall be brought in a court of competent jurisdiction located in Mississippi.
14. Changes to These Terms
MPA reserves the right to update or modify these Terms at any time. Changes will be effective upon posting. Continued use of the Website constitutes acceptance of the revised Terms.
15. Contact Information
If you have questions about these Terms & Conditions, please contact:
Mississippi Pawnbrokers Association
4785 I-55 North, Suite 103
Jackson, MS 39206
Phone: 601-351-5794
Email: tommie@mspawnbrokers.org
